Services
College Planning
College planning is a multifaceted process that involves careful consideration and access to a wealth of resources. Our comprehensive platform guides students through every step, from initial college search and selection based on tailored criteria, to navigating the intricacies of college admission and understanding funding statistics. We provide an extensive scholarship search database, personalized planning reports, and specialized tools like SAT/ACT online test preparation. Our suite of services also includes assistance with admission applications, crafting standout essays, and offers guidance. Additionally, we offer detailed answer keys for FAFSA and CSS Profile, along with expert evaluations and appeals for award letters. To ensure a well-rounded approach, we provide advisor consultations to address any specific needs or concerns.
Estate Planning
Estate planning is the process of making a plan in advance for how you want your assets to be managed and distributed after your death. It involves identifying and organizing your assets, determining who you want to receive them, and making sure your wishes are legally documented. Estate planning can also help minimize taxes and other expenses for your heirs, provide for your loved ones with special needs, and appoint guardians for your minor children. A well-crafted estate plan can give you peace of mind knowing that your assets will be distributed according to your wishes and that your loved ones will be taken care of after you're gone.
Premium Financing
Premium financing allows individuals and businesses to effectively manage substantial insurance premiums, spreading the financial burden over time to preserve cash flow and free up capital for additional investments. Beyond offering flexibility and maintaining insurance protection, this strategy also contributes to tax planning, financial management, and can potentially provide tax-free growth for retirement income, enhancing the efficiency of one's financial portfolio.
Long-Term Care/Living Benifits
Long-term planning and living benefits are important features to consider when choosing a life insurance policy. With long-term planning, you can ensure that you have coverage for an extended period of time, potentially even for the rest of your life. Living benefits allow you to access a portion of your death benefit while you are still alive, in case you experience a serious illness or injury. This can help you cover expenses and maintain your quality of life during difficult times. By incorporating these features into your life insurance policy, you can provide financial security for yourself and your loved ones both now and in the future.
Tax-Free Legacy Transfers
Tax-free legacy transfers refer to the process of passing on assets to your heirs or beneficiaries without incurring any tax liability. This can be achieved through various strategies such as gifting assets during your lifetime, creating trusts, and taking advantage of exemptions and deductions provided by tax laws. By planning ahead and implementing tax-efficient strategies, you can ensure that your loved ones receive the maximum benefit from your legacy. Tax-free transfers not only minimize the tax burden on your heirs but also enable you to leave a lasting and meaningful legacy for generations to come.
Retirement Planning
Our retirement planning services are designed to help you achieve your retirement goals and secure your financial future. We work closely with you to create a customized plan that takes into account your unique circumstances and aspirations. Our team of experts will help you identify and address any potential roadblocks and provide ongoing support to help you stay on track. With our retirement planning services, you can have peace of mind knowing that you are well-prepared for the next chapter in your life. Whether you're just starting to plan for retirement or nearing retirement age, we are here to help you every step of the way.
Assets Under Management
Dive into the world of stock market investments like never before with our AUM (Assets Under Management) platform, where opportunities know no bounds. Whether you're a seasoned investor or just starting out, our expert fund managers are here to guide you every step of the way. With us, there's no minimum investment barrier, opening the doors to financial opportunities that were once beyond reach. Experience personalized investment strategies that are tailored to your financial goals, ensuring that every decision is made with your best interest in mind. Join our community of savvy investors and let us help you navigate the complexities of the stock market with ease and confidence. Discover the power of unrestricted AUM investments today and take the first step towards achieving your financial aspirations.
Product Providers
6 Steps to Financial Security
INCREASE CASH FLOW
INCREASE CASH FLOW
INCREASE CASH FLOW
To plan your finances well, it is important to manage your cash flow effectively. This involves finding ways to reduce, remove or improve your expenses, as well as finding ways to increase the money you earn.
DEBT MANAGEMENT
INCREASE CASH FLOW
INCREASE CASH FLOW
If you owe money on a mortgage, car loans, credit cards, student loans, or other financial obligations, we can help you become debt-free within the next 8-10 years, including your mortgage. We create a plan to make it happen.
EMERGENCY FUND
INCREASE CASH FLOW
PROPER PROTECTION
To be ready for unexpected events, it's a good idea to have enough money saved up in case of emergencies. A general rule of thumb is to save 3-6 months' worth of your income and keep it in a bank account that you can access easily. However, many people only have their savings in retirement accounts like 401(k) or IRA, which may have limitations and fees if you withdraw money before a certain age.
PROPER PROTECTION
PROPER PROTECTION
PROPER PROTECTION
Most Americans do not have enough life insurance, and the type of life insurance they have may not be suitable for their family's needs. Additionally, healthcare costs are increasing, and we are living longer, which means that many people are not financially prepared to handle the expenses that come with chronic, critical, or terminal illness.
BUILD WEALTH
PROPER PROTECTION
PRESERVE WEALTH
To be financially successful in the long run, it's important to save more than the rate of inflation and pay as little tax as possible. We teach our clients about the various choices available to them.
PRESERVE WEALTH
PROPER PROTECTION
PRESERVE WEALTH
Having a good financial plan means making sure that when you pass on your wealth to your children or grandchildren, you won't have to pay a lot of taxes on it. We use techniques that rich people use to help regular families keep their money in the family, where it belongs.